Buying

Gallagher Group  Overview 

• We are always familar with the active homes and  the  neighborhood  values. This will help you in determining  which homes are  fairly priced and in good condition even before you start your search.
• We will make the process of purchasing a home easier, more enjoyable, less time consuming, and less expensive for you, than if you undertook this challenge on your own.
• We will help you determine the reason you want to buy, provide mortage assistance, locate and assess properties for sale that match your specifications
• We will help you through the myriad of details attending to the actual purchase and  prepare you with knowledgeable advice so that sellers perceive you as a preferred buyer.

Why you want to buy?

• To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
• List what kind of home you'd like and where you would like it to be.  Separate the "must haves" from the "want to haves". Think of yourself as zeroing  in on a target, going from general to specific.
• Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, daycare, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
• Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Loan Pre-Qualification

• Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified for a mortgage.  The Gallagher Group has direct access to over 40 different lenders. Our lenders specalize in matching our clients with financing options to fit your needs. 

Find The Right Homes For You

• Once you have been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
•  We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search the listings on the Gallagher Group website.

Help You Every Step Of The Way!

• The Gallagher Group agents top priority is to make this home buying experience pleasent , cost efficient and successful. We'll help you with completion of your financing, inspections, laywers involvement and close on the transaction.